progress.aofund.orgSmall Business Loans: Fast and Flexible - Accion Opportunity Fund

Apply for a $10K grant with Fast Break for Small Business Apply Now! Accion Opportunity Fund Open Mobile Navigation About News & Press Events Careers Contact Small Business Loans Working Capital Loans Equipment Financing Resources Videos & Articles Programs Coaching Hub Interactive Learning Holiday Gift Guide Why AOF? Donate Back Small Businesses Campaign Apply for a Loan Apply for A Loan Small Business Loans Working Capital Loans Equipment Financing Resources Videos & Articles Programs Coaching Hub Interactive Learning Holiday Gift Guide Why AOF? Donate Back Small Businesses Campaign About News & Press Events Careers Contact Apply for a Loan Loans for small businesses like yours We offer loans for small business in a range of sizes¹ as well as educational resources, coaching, and support networks in English and Spanish. We also support ITIN-only borrowers. Loan amounts: $5,000 - $250,000 Affordable capital¹, with transparent terms and no prepayment penalty Flexible rates starting at 8.49% We can offer you different rates that vary based on which repayment plan you prefer Programs and Coaching More than just loans for small business –– We also provide educational resources, coaching, and access to support networks Do you Qualify? Application process What makes us different What our clients say Coaching and mentoring Do you qualify? We do our best to make our services as accessible as possible, but we do have a few requirements before we can approve your loan. If we can’t offer you a loan, we’ll try to refer you to one of our partners or provide other resources. APPLY FOR A LOAN  Or Call 888-720-3215 (Mon to Fri: 8am – 8pm, Sat: 9am – 12pm, your local time) Must have atleast 12 months in business Your business must generate $50,000 or more in annual sales You must own at least 20% of the business You must be at least 18 years or older Application process We want to ensure you feel ready and prepared to apply for a loan. Let us walk you through the basic steps we’ll take together so that you know what to expect. Step 1: Apply Online Get a quote without impacting your credit score. Be prepared to share business revenues and expenses. Pulling numbers from your tax returns can help. Step 2: Review Your Offers We’ll share offers you can choose from with different term lengths, monthly repayments, and interest rate options. If we have no options for you we’ll try to refer you to one of our partners or provide other resources. Step 3: Finalize Your Loan Once you’ve chosen an offer, we’ll ask for final documentation and verify. We’ll review and come back with a final offer and loan agreement. Upon signing, you’ll get the money you need for your business! What makes us different At Accion Opportunity Fund, we do things differently. We’re here to support you, and provide you with the resources your business needs to thrive. A non-profit lender Because we don’t exist to make profit, we use the money from your repayment to support other business owners Customized loans and repayment terms No two businesses are alike, so we structure loans that work for your business, not someone else’s Support for anyone, no matter your credit score You’re not just a number –– We look at more than just your credit score to determine business viability When you repay your loan, we’ll reinvest that money into other small businesses. By repaying a loan, you not only allow your own business to thrive, but also help support other small business owners in your community and beyond. The loans gave me the push to do more things with my business. I make my customers happier with the inventory that they’re looking for. Adolfo Ortiz Two Amigos Western Wear The restaurant industry is very tough and I’m glad Accion Opportunity Fund is there for me. Cynthia Vo Phonomenal and Flipside Go to Previous Quote Go to Next Quote Need other resources? In addition to loans for small business, we provide personalized business coaching, mentoring, and a comprehensive business resource library where you can find all the information you need. Get business coaching & mentoring Find tools to grow your business Apply for a Loan Get Started Or call 1-888-720-3215 Close Application Modal Get Started Loans from $5,000 - $100,000 with transparent terms and no prepayment penalty. Tell us a little about yourself, your business and receive your quote in minutes without impacting your credit score. Thanks for applying! Loan Amount Email Address Loan Purpose Loan Purpose Debt Consolidation or Refinance Inventory Purchase Equipment Purchase Vehicle Purchase Working Capital Remodel New Business Location Acquire Business Marketing Emergency Repairs Other Loans are originated and funded through our lending arm, Accion Opportunity Fund Community Development. By clicking Continue to Application,” you consent to, Accion Opportunity Fund Community Development’s Terms of Use and Privacy Policy ; and to receive emails, calls and texts , potentially for marketing purposes, including autodialed or pre-recorded calls. You may opt out of receiving certain communications as provided in our Privacy Policy . Continue to Application Small Business Loans Working Capital Loans Equipment Financing Resources Videos & Articles Programs Coaching Hub Interactive Learning Holiday Gift Guide Why AOF? Donate Back Small Businesses Campaign About News & Press Events Careers Contact Terms of Use Privacy Policy State Licenses, Disclosures and Programs Agreement to Receive Electronic Communication Annual Reports & Financials youtube twitter instagram © 2023 Accion Opportunity Fund. All rights reserved. Accion Opportunity Fund is a 501 (c)(3) non-profit recognized by the IRS. Tax ID Number: 31-1719434 © 2023 Accion Opportunity Fund Community Development. All rights reserved. California loans made pursuant to a California Financing Law license. Accion Opportunity Fund Community Development business loans are available in 45 states. ¹ Loans made by Accion Opportunity Fund Community Development. California Finance Lenders license number 6050609. Site made by Briteweb...